Better Health, Less Taxes, Happier Employees

Give your team access to 30+ benefits at no out-of-pocket cost, while saving your company $600-$800 per employee annually.

Fully funded and fully insured Section 125 plan

Department of Insurance-approved in all 50 states

Highest IRS, ACA, and HIPAA compliance standards

You received $73,000 
at 0% APR

Fully compliant, no upfront cost.

8+ years in service

Nationwide approval

IRS-COMPLIANT

Who We Are

Together with FlexHealth, we specialize in helping businesses maximize tax savings while enhancing employee benefits. With expertise in benefits administration, tax law, and Section 125 plans, we simplify benefits management, saving companies money and giving employees access to more comprehensive health and wellness benefits.

8+ Years of Trusted Service

25,500+ Healthier, Happier Employees

Approved by the Department of Insurance in all 50 states.

Supporting Business Success and Employee Well-being

Our mission is to make pre-tax benefits accessible, compliant, and beneficial for both employers and employees. We offer simple, compliant solutions that lower tax liabilities and enhance the employee experience, all on a contingency-based model.

Pre-tax benefits

FICA SAVINGS

No upfront cost

What is a Section 125 Plan?

Section 125, enacted by the IRS in 1978, allows employees to pay for certain healthcare expenses with pre-tax income, reducing their taxable income. Employers save on FICA taxes, while employees enjoy increased take-home pay.

Employee Savings:

On average, employees save $724 annually in taxes.

Employer Savings:

Businesses save $600-$800 per employee per year on payroll taxes, with a potential of $60,000 in yearly savings for companies with 100 qualified employees.

Zero Upfront Cost:

FlexHealth’s Section 125 plan is fully funded and requires no initial investment from your business.

Simplified Process for Maximum Savings

Our three-step Section 125 plan offers seamless, tax-efficient benefits:

Customize Your Plan

Collaborate with our team to create the ideal benefits mix covering health insurance, dependent care, and flexible spending options.

Employee Enrollment

Easy online enrollment lets employees select benefits that work best for them.

Start Saving

Once enrolled, you’ll see reduced payroll taxes, and employees enjoy increased take-home pay.

Customize Your Plan

Collaborate with our team to create the ideal benefits mix covering health insurance, dependent care, and flexible spending options.

Employee Enrollment

Easy online enrollment lets employees select benefits that work best for them.

Start Saving

Once enrolled, you’ll see reduced payroll taxes, and employees enjoy increased take-home pay.

Achieve Tax Efficiency and Enhance Employee Benefits

A Section 125 plan reduces payroll taxes for employers and increases take-home pay for employees, creating a win-win scenario. Our plan is simple to manage and integrates with your existing benefits.

Employer Tax Benefits

Reduces taxable income, leading to payroll tax savings.

Higher Employee Take-Home Pay

 Employees pay for eligible benefits with pre-tax dollars, enjoying more take-home pay.

Simple Implementation

We handle paperwork, compliance, and reporting, so you can focus on your business.

Flexible Options

Tailored options include health insurance premiums, dependent care, and other FSAs.

Employer Tax Benefits

Reduces taxable income, leading to payroll tax savings.

Higher Employee Take-Home Pay

 Employees pay for eligible benefits with pre-tax dollars, enjoying more take-home pay.

Simple Implementation

We handle paperwork, compliance, and reporting, so you can focus on your business.

Flexible Options

Tailored options include health insurance premiums, dependent care, and other FSAs.

A Comprehensive Benefits Package for Your Employees

FlexHealth offers 30+ benefits to support employee health and financial well-being:

Higher Pay

Employees increase their take-home pay by an average of $724 per year.

24/7 Telemedicine

Immediate access to telemedicine and teletherapy.

DNA & Biometric Screening

Personalized health data and insights.

Hospitalization Indemnity

Financial assistance during hospital stays.

70+ Generic Prescriptions

Affordable access to essential medications.

Employee Assistance Program (EAP)

Resources for mental health, legal, and financial support.

Higher Pay

Employees increase their take-home pay by an average of $724 per year.

24/7 Telemedicine

Immediate access to telemedicine and teletherapy.

DNA & Biometric Screening

Personalized health data and insights.

Hospitalization Indemnity

Financial assistance during hospital stays.

70+ Generic Prescriptions

Affordable access to essential medications.

Employee Assistance Program (EAP)

Resources for mental health, legal, and financial support.

Enhancing Your Healthcare Program

Renaissance Advisory’s Section 125 plan complements your existing healthcare benefits, adding preventive services, telemedicine, and financial wellness options to keep your employees healthy and focused.

Accessible to All

Employees don’t need major medical insurance to participate.

Preventive Healthcare

Access telemedicine and teletherapy, 24/7.

Comprehensive Coverage

Includes hospitalization, telemedicine, and therapy, integrating with current plans.

Full Compliance at Every Step

Renaissance Advisory ensures full compliance with IRS, ACA, and HIPAA standards. Backed by major insurance providers, our plan is approved in all 50 states and adheres to the highest standards of regulatory compliance.

IRS Certified

Compliant with tax code standards.

ACA Compliance

MEC option for ACA compliance.

HIPAA Security

All employee data is protected under HIPAA standards.

Serving Diverse Industries

Food & Beverage Chains

HR & Staffing

Cannabis

Retail

Technology

Manufacturing

Construction

Non-Profits

Logistics & Transportation

Education & Childcare

Add More!

Real Results from Renaissance Advisory

Hotel Chain Saves $6.8M Through Accelerated Depreciation

A hotel chain with 40 locations partnered with Renaissance Advisory to conduct a Fixed Assets Review. We identified numerous assets that qualified for accelerated depreciation, saving the client $6.8M in taxes. These savings improved cash flow and enabled reinvestment in property upgrades and new developments.

Manufacturer Saves $2.4M with Fixed Assets Review

A large manufacturer sought Renaissance Advisory’s expertise to optimize their asset management. Our review uncovered underutilized assets and significant cost recovery opportunities, ultimately saving the manufacturer $2.4M. The savings allowed for machinery upgrades and production efficiency improvements.

Hotel Chain Saves $6.8M Through Accelerated Depreciation

A hotel chain with 40 locations partnered with Renaissance Advisory to conduct a Fixed Assets Review. We identified numerous assets that qualified for accelerated depreciation, saving the client $6.8M in taxes. These savings improved cash flow and enabled reinvestment in property upgrades and new developments.

Manufacturer Saves $2.4M with Fixed Assets Review

A large manufacturer sought Renaissance Advisory’s expertise to optimize their asset management. Our review uncovered underutilized assets and significant cost recovery opportunities, ultimately saving the manufacturer $2.4M. The savings allowed for machinery upgrades and production efficiency improvements.

Insights and Updates

Frequently Asked Questions

What is a Section 125 Plan?
A Section 125 Plan allows employees to use pre-tax dollars for certain health and dependent care benefits, reducing taxable income and increasing take-home pay.
No, it complements existing healthcare plans, adding benefits like pre-tax savings on premiums and dependent care without changing primary coverage.

Our plan offers telemedicine, biometric screenings, hospitalization indemnity, employee assistance programs (EAP), and more for comprehensive support.

Yes, our Section 125 Plan fully meets IRS, ACA, and HIPAA standards, ensuring it’s compliant in all 50 states.
No, there are no additional costs for employees. Employers typically see payroll tax savings that can offset any minor setup costs.
Employees enroll during the company’s annual enrollment period. Mid-year changes are only allowed for qualifying life events, per IRS guidelines.
Yes, Section 125 Plans are designed to work alongside major medical plans, providing additional pre-tax benefits without interference.

See Your Potential Savings with Renaissance Advisory

Request a personalized proposal today—no out-of-pocket costs, full compatibility with existing plans.

Contact Us

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